
Ozé
Empowering African micro-SMEs to grow and scale.
Despite merchants and micro-SMEs forming the pillars on which West African economies stand, these businesses have been overwhelmingly ignored and neglected by mobile-based financial service providers. Ozé helps capture, analyze and improve the performance of business owners in Ghana and Nigeria with the ambition to become a pan-African player.
Through their digital accounting system, which enables users to keep track of their records, AR and AP and get access to credit, Ozé users are able to operate like large businesses and, therefore, empowers micro-SMEs to grow and scale far beyond their current reach. Having partnered with the region’s biggest banks, SME banks and local fintechs, Ozé is able to provide its users with products from traditional financial institutions but with the seamless interface and usability of a social media platform.
Grace
Offering luxury brands tech-driven, embedded protection for their customers' high-value items.

Grace
Offering luxury brands tech-driven, embedded protection for their customers' high-value items.
Grace empowers luxury brands to offer their clients seamless, complimentary protection against theft and loss — from watches and jewelry to high-end travel pieces. Designed for the modern luxury consumer, Grace transforms traditional insurance into a branded, elevated experience that enhances the emotional and service promise of luxury ownership.
By integrating cutting-edge technology with deep luxury market expertise, Grace enables partner brands to deliver instant, personalized protection without friction, and at no additional cost to the client. We’ve created a first-of-its-kind embedded coverage model that replaces outdated, complex claim processes with a smooth, tech-enabled solution designed specifically for luxury. This breakthrough model redefines luxury ownership by creating new standards of luxury service, generating high-value post-sale engagement, and unlocking proprietary data and insights.
Grace is currently used by leading luxury maisons and backed by a top-tier insurer. With a growing footprint across Europe and beyond, Grace is setting a new standard for peace of mind in luxury.
Grandhood
Occupational pension for small businesses.

Grandhood
Occupational pension for small businesses.
Grandhood (acquired by Velliv in 2020) is the first company worldwide to offer an occupational pension based on the needs of small businesses. It stands out with its simplicity and applicability apart from large-scale enterprises.
gronda
Career platform for the hospitality and gastronomy sector.

gronda
Career platform for the hospitality and gastronomy sector.
Gronda is an industry blog and community platform designed to facilitate recruitment, transparency and knowledge exchange in the hospitality and gastronomy industries.
The platform helps industry professionals showcase their expertise as well as connecting and applying to open positions. For companies, this is a one-stop-shop platform to recruit talent, build their employer brand, and solve their industry’s persistent labor shortage.
Haaven
A homebuilding platform surrounding customers with the best architects, engineers, and builders.

Haaven
A homebuilding platform surrounding customers with the best architects, engineers, and builders.
At Haaven, we turn home building into a stress-free experience. Our platform offers a clear, end-to-end process that eliminates surprises, whether it's where to start, how long it will take, or how much it will cost. By connecting you with a trusted network of architects, engineers, and builders, we ensure your dream home comes to life on time and within budget. We're with you from the first idea to construction and aftercare, making the process smooth and enjoyable.
Europe needs more and better homes for people and the planet. Haaven meets this need by uniting construction companies across Europe onto a single platform. Our homes are built carbon neutral, using wood in prefabricated designs to reduce carbon emissions. We also preserve architectural diversity by allowing architects from all over Europe to add their designs to our platform, combining the benefits of prefab construction with unique designs.
Harbor Lab
A SaaS solution that automates port expense analysis using real-time tariffs.

Harbor Lab
A SaaS solution that automates port expense analysis using real-time tariffs.
Disbursements are all the expenses an agent makes on behalf of the operator whilst the vessel is in port.
Harbor Lab was born out of a real-time need to automate the processing of disbursements (port costs payments to port authorities and other port-related suppliers), while reducing manual intervention and heavy administration.
Utilizing Harbor Lab's platform is adding value for shipowning and shipmanaging companies & charterers. It gains efficiency and cost-savings through transparency, connectivity, & customisation.
Haz
AI-enabled social commerce app connecting people through the things they own.

Haz
AI-enabled social commerce app connecting people through the things they own.
Haz makes it easier for people to buy and sell their belongings, by using AI technology to remove the time consuming, frictious and manual processes traditionally associated with resale. Our proprietary receipt reading technology allows our users' belongings to be digitised automatically and in real time, significantly increasing the liquidity of everyday items such as clothing and electronics. Our mission is to create a new type of social connection which is entertaining, good for the planet and great for your wallet.
Helu.io
Streamlining budgeting, controlling, and reporting.

Helu.io
Streamlining budgeting, controlling, and reporting.
Helu's core functionality focuses on automatically turning bookings-level data into financial reports and streamlining the processes of budgeting, controlling, and reporting into a seamless process. Helu can be used by any company that uses DATEV - directly or indirectly via the tax consultant.
Holvi
Digital banking for entrepreneurs, sole traders, and business owners.

Holvi
Digital banking for entrepreneurs, sole traders, and business owners.
Holvi (acquired by BBVA) is a digital banking solution and payment institution for European entrepreneurs, sole traders and business owners. With Holvi, SME’s can sell products online, send invoices, and track cashflow in real time. The platform offers a current account with its own IBAN number designed to help customers manage all their finances on one platform. Holvi is the world’s first financial hub operating with its own Payment Institution Licence authorised for operations across Europe by the Financial Supervisory Authority of Finland (FIN-FSA).
Founded in Helsinki, Finland in 2011, the company was acquired in 2016 by BBVA.