
Lemonway
Facilitating complex payments for digital platforms and e-commerce websites.
Lemonway is a Pan-European Fintech startup dedicated to Crowdfunding platforms, e-commerce marketplaces and other companies looking for payment processing, wallet management and third-party payment in a KYC/AML-regulated framework.
Lemonway’s technology solution and associated services enable banks to benefit from a very powerful real-time payment account management tool.
Holvi
Digital banking for entrepreneurs, sole traders, and business owners.

Holvi
Digital banking for entrepreneurs, sole traders, and business owners.
Holvi (acquired by BBVA) is a digital banking solution and payment institution for European entrepreneurs, sole traders and business owners. With Holvi, SME’s can sell products online, send invoices, and track cashflow in real time. The platform offers a current account with its own IBAN number designed to help customers manage all their finances on one platform. Holvi is the world’s first financial hub operating with its own Payment Institution Licence authorised for operations across Europe by the Financial Supervisory Authority of Finland (FIN-FSA).
Founded in Helsinki, Finland in 2011, the company was acquired in 2016 by BBVA.
Invesdor
Digital investment and financing platform for companies of all sizes.

Invesdor
Digital investment and financing platform for companies of all sizes.
Invesdor Group combines the leading digital equity funding platform in the Nordics, Invesdor, and the leading digital mid-size (“Mittelstand”) financier in the German speaking countries, Finnest. The service portfolio spans from equity investments, bonds, IPO’s, syndicated loans, mezzanine capital and promissory notes to other debt capital instruments. Financing volumes typically range from EUR 250,000 to EUR 25m. Over the last years the combined and accumulated investments on the legacy platforms have doubled every year, currently totalling at more than EUR 130m.
Invesdor Group holds a MiFID license passported to 28 European countries, which was granted to Invesdor in April 2015, making it the first such platform to receive this licence. The Group has a base of over 50,000 registered private and institutional investors from 150 countries.
Investly
SME access to working capital through invoice financing.

Investly
SME access to working capital through invoice financing.
Investly is an invoice discounting platform that allows SMEs to sell their invoices to investors, thereby increasing working capital. Invoices are sold in reverse auctions where investors place bids to ensure the best prices for merchants.
The bidding system allows investors to earn above average returns. Investly’s service helps established businesses take on more customers, speed up their production process, and avoid seasonal cash flow gaps.
Iyzico
Offering vendors a fast and easy way to receive payments online.

Iyzico
Offering vendors a fast and easy way to receive payments online.
Iyzico (acquired by PayU in 2019) is Turkey’s leading ePayment company offering businesses easy solutions to accept payments online.
The platform is tailored to the needs of the local market and integrates with over 22 different payment options and banks. Customers appreciate the easy setup process and features such as recurring payments and Iyzico’s marketplace solution.
Julaya
Enabling companies to perform all their financial transactions in one single interface.

Julaya
Enabling companies to perform all their financial transactions in one single interface.
Julaya is a B2B digital account that enables companies to send and collect payments seamlessly through a digital account.
With the Julaya platform, SME’s, large corporates and government institutions can make bulk payments through all mobile money channels, process their travel or online expenses with a corporate prepaid card, easily import all transactions into their accounting system, and digitize cash collection.
Kema
A cash flow platform helping MENA SMEs get paid faster, automate A/R, and unlock invoice financing seamlessly.

Kema
A cash flow platform helping MENA SMEs get paid faster, automate A/R, and unlock invoice financing seamlessly.
Kema is revolutionizing how B2B SMEs in MENA manage their cash flow. By combining A/R automation, embedded payments, and invoice financing into one platform, the UAE-based startup empowers businesses to digitize collections, improve on-time payments, and unlock instant liquidity. With proprietary credit scoring built from ERP and payment data, Kema helps SMEs overcome late payments and limited financing access—long-standing barriers to growth in the region.
By embedding itself at the core of the invoice-to-cash cycle, Kema is bridging the gap between fintech and everyday business operations. Kema facilities more than $50M in annual receivables, improves collections by up to 40% and streamlines collection processed by more than 50%. As MENA moves toward further digitization and a cashless economy, Kema is uniquely positioned to become the financial operating system for the region’s $3T B2B economy.
Khazna
A financial benefits platform for employees, labor, and contractors.

Khazna
A financial benefits platform for employees, labor, and contractors.
Khazna is a financial benefits platform that provides employees, labor, and contractors access to financial services.
Starting with a lending and salary on demand offering, Khazna wants to become the go-to solution for any Egyptian when it comes to banking and lending solutions.
Koalaboox
Financing solution for SMEs, integrated into an easy-to-use e-invoicing software.

Koalaboox
Financing solution for SMEs, integrated into an easy-to-use e-invoicing software.
Koalaboox's (acquired by Cegid in 2020) e-invoicing Software as a Service helps SMEs simplify their daily invoicing and accounting processes through tracking of revenues, expenses and payments - offering a one-click invoice financing solution built into the platform, allowing clients to fund invoices and solve their working capital needs.