Curve is a smart payment card that combines all your existing debit and credit cards into one. It allows you to access all your cards and accounts with just one PIN while unlocking multiple benefits. You collect reward points across all your accounts and avoid withdrawal and foreign exchange transaction fees. Via the Curve mobile app you can view and manage all your accounts in one screen. In short, you get the best of both worlds – all the benefits of mobile payments and a groundbreaking payment card.